Accountants for property investors & SPVs.

TVNDEM is a proactive, fixed-monthly-fee accountancy practice for UK property investors and landlords. We handle SPV and limited-company accounts, Section 24 planning and portfolio tax structuring — with a named specialist, not a call centre. Plans start from a fixed monthly fee, with a free initial consultation.

Why property needs a specialist

A general accountant can file your accounts. But property carries decisions that are expensive to get wrong and hard to undo: whether to hold in your own name or an SPV, how mortgage interest is treated under Section 24, capital gains on disposal, and the right structure if you plan to grow or eventually sell. The right call at the right moment can be worth five figures. That’s the difference between someone who files your numbers and someone who shapes them.

What is an SPV, and should you use one?

A Special Purpose Vehicle is simply a limited company set up to hold property. For many investors it’s more tax-efficient than holding in your own name — mortgage interest is fully deductible against company profits, corporation tax can be lower than higher-rate income tax, and personal liability is separated from the investment. It’s not right for everyone, and the answer depends on your income, borrowing and plans. We’ll model both and tell you straight which works for you — not just set one up because it sounds sophisticated.

What we handle

SPV formation with the correct SIC codes and share structure; annual accounts and corporation tax returns (CT600) for each company; rental income and allowable expense claims done properly; capital gains planning across disposals; Section 24 mortgage-interest modelling; and Making Tax Digital for Income Tax as it rolls out. If you hold multiple SPVs, we keep the whole structure tidy and filed on time, with one point of contact who knows your portfolio.

Growing or restructuring?

If you already hold property personally and are wondering whether to incorporate, there’s real tax at stake — incorporation relief, potential SDLT, and group structures for larger portfolios. This is exactly the kind of decision worth a proper conversation before you move, not after. We’ll map it out with your actual numbers.