What accounting software is included?

Yes. Every plan includes a cloud-based accounting plan — we include Pandle — matched to what your business needs. Prefer your own software? We work within it instead.

How much does an accountant cost at TVNDEM?

Plans are fixed monthly: Starter £139 and Growth £249 per month plus VAT, each with cloud accounting included. For complex or overdue books we offer a bespoke plan, priced after a short consultation. Add-ons cover payroll, VAT returns and extra self-assessments.

What happens to my price in future years?

Your monthly price stays as it is unless we change our published pricing, which we review once a year with at least 30 days' notice by email. No annual contracts or renewal fees.

Do you serve businesses outside Margate?

Yes. TVNDEM is based in Margate, Kent, and serves businesses across the whole of the UK online.

How do payments and cancellation work?

Plans are monthly rolling with no exit fees. We confirm your total and payment method with you when you start; you can cancel any time and your plan runs to the end of the paid period.

Do I need a CIS accountant?

If you work in construction as a contractor or subcontractor, a CIS specialist saves you money and stress. CIS has its own monthly returns, deductions and penalties that general accountants often get wrong. We handle it as routine.

How do I get my CIS refund faster?

Register with HMRC so your deduction drops from 30% to 20%, keep clean records, and file promptly. We prepare and submit everything and chase the refund into your account — often in days rather than months.

What expenses can a tradesperson claim?

Tools, van and mileage, PPE, work clothing, training, public liability insurance, phone, materials and sometimes a home office. Generalist firms miss these; we know what trades can legitimately claim.

What is reverse-charge VAT in construction?

For most VAT-registered construction services between businesses, the customer accounts for the VAT rather than the supplier. It changes how you invoice and can affect cash flow. We set this up correctly so you stay compliant.

Can you provide an SA302 for my mortgage?

Yes — we produce and certify SA302s and tax-year overviews, usually within 24 hours, included in your fee. No per-document charges.

CIS Accountants for Trades & Construction

Plumbers, electricians, builders, decorators — whether you’re a sole-trader subbie or a limited company running CIS for a team, the construction rules are their own world. We handle CIS, VAT and tax so you can stay on the tools.

TVNDEM is a proactive, fixed-monthly-fee accountancy practice for UK trades and construction businesses. We handle CIS returns, subcontractor refunds, reverse-charge VAT and the expenses trades miss — with a named specialist. A local Kent firm serving trades UK-wide. Free initial consultation.

Construction has its own rulebook

The Construction Industry Scheme, reverse-charge VAT, gross-status, subcontractor verification — construction accounting works nothing like a normal business, and the penalties for getting it wrong are real. Miss a monthly CIS return and it’s an automatic £100 fine, even if no tax was due. Most general accountants either don’t know the day-to-day or charge you to figure it out on your time. We don’t — the rules are well-trodden ground for us.

CIS, done properly

If you’re a subcontractor, registering with HMRC drops your deduction from 30% to 20% — worth doing on day one, and we’ll sort it within a week. We file your monthly CIS returns on time, verify subcontractors if you’re the contractor, reclaim CIS through your EPS if you’re a limited company, and chase your refund into your account rather than leaving it sitting with HMRC. Done right, refunds come through in days, not months.

The expenses trades miss

Generalist firms tick the obvious boxes and miss the rest. Tools, van and mileage at 45p, PPE, work clothing, training, public liability, phone, materials, and sometimes a home office — it adds up to real money every year. We know what a plumber, electrician, builder or groundworker can legitimately claim, so your tax bill reflects what you actually take home.

Local trades, on the Kent coast

Thanet and east Kent are full of hard-working trades — sole-trader sparkies, plumbers, builders running a small crew. We’re based in Margate, so we’re on your doorstep, but everything runs in the cloud so you’re never tied to office hours. Need an SA302 for a mortgage? We produce and certify them within 24 hours, included in your fee — no £40-a-time surprises.

Sole trader or limited — the right call

With the 2026/27 dividend changes narrowing the limited-company advantage, the sole-trader-versus-Ltd decision isn’t automatic any more. Below around £30k profit, sole trader is often now more efficient; above it, a company can still pay off. We’ll run your actual numbers and tell you straight which structure keeps more in your pocket — not just default you to a limited company.

Accountants for trades & construction.

Construction has its own rulebook

CIS, done properly

The expenses trades miss

Local trades, on the Kent coast

Sole trader or limited — the right call

Common questions

Stay on the tools. We’ll handle CIS.